Wallet hub has recently declared our very own Columbia, MD as the safest city in the country to live in. We live here, and already know what a great place Columbia MD is to live. But it’s nice to know that others recognize the value as well. After all, Maryland has the Highest ranked schools in the county!
We here at Wissel Homes are based out of downtown Columbia and we know that there incredible places to live and work in the area – Columbia notwithstanding. Why should we take this accolade so serious? Is there something that makes this Wallet Hub survey so good?
Wallet Hub’s Safest Cities in America
Here’s how they reached their conclusions. Wallet Hub “evaluated those dimensions using 39 relevant metrics, which are listed below with their corresponding weights. Each metric was graded on a 100-point scale, with a score of 100 representing the highest level of safety.”
They then used these scores to create a weighed average grouped into three big categories, and subtopic metrics that consumers today are most fearful about.
For example, in the Home and Community Safety section worth 50 points, Murders & Non-Negligent Manslaughters per Capita counted for triple weight or a weighted 7.89 Points of 50. So in the Natural-Disaster Risk section worth 30 points, Hurricane Storm-Surge Risk Level was given a Full Weight of 5.00 Points out of 30. In the Financial Safety section worth 20 points, Unemployment was worth 2.35 points. Identity-Theft Complaints per capita and Share of Unbanked Households were each worth 1.18 points.
No Avoiding All Danger
Now Wallet Hub states that there is no way to avoid all danger. But that we can accept a certain level of risk based off the area that we live in. If you’d like to see the full list of cities, their ranks and the metric categories that were used to sort, you can go to Wallet Hub – Safest Cities in America.
A Complex Survey with Lots of Data Points
Wallet Hub seems to have used a pretty sizable mountain of data. They pulled information from the “U.S. Census Bureau, Bureau of Labor Statistics, Federal Bureau of Investigation, TransUnion, Parents for Megan’s Law, U.S. Fire Administration, US Department of Housing and Urban Development, Wm. Robert Johnston, Federal Trade Commission, Federal Deposit Insurance Corporation, Chmura Economics & Analytics, Administrative Office of the U.S. Courts, National Highway Traffic Safety Administration, The Road Information Program, Renwood RealtyTrac, The Pew Charitable Trusts, Zillow, County Health Rankings, Numbeo, Gun Violence Archive and ATTOM Data Solutions.”
Data was collected and analyzed from 180 cities nationally. And in the end, Columbia Maryland’s average score of 85.98 placed it just above South Burlington, VT’s 84.94. It’s worth noting that Columbia scored 4th in the ‘Home & Community Safety’ Rank. It got 63rd in the ‘Natural-Disaster’ Risk, and 34th in the ‘Financial Safety’ Risk.
So although we came out on top this year – and we are delighted and proud of that. We could move lower in subsequent years depending upon the metric weightings. If you’re in the mood to move into Columbia Maryland or any one of the other great communities in Central Maryland. Give Wissel Homes a call and we’ll use our local expertise to find your dream home.
The professionals at Wissel Homes know the Central Maryland market because it’s our home too. We live and breathe the local neighborhoods in Howard County, Carroll County, Baltimore County, Anne Arundel County and more. We understand what it takes to get the job done right. Please contact us today to set up an appointment to list your home or to start the home buying process. Let our experience help move you into your dream home.